You would have thought one of them would have ducked! (it’s a joke)
The consensus among the group I spoke to this evening is that there really is no better time to buy a home or refinance a house with the combination of the low home prices and interest rates (assuming you can qualify). One attorney said he sees his clients pulling their hair out trying to get that next .125% better and that some actually chase so much that they lose more than that. Get in, get the deal done and lock in when you can. Find someone like me that you can trust and even if you feel like the “market” isn’t cooperating at least we will be.