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Author Archives: ktatum

3.5% down on a home priced at $756,000?

FHA HUD county loan limits have been updated for 2011. Looks like no change for Morris and surrounding counties. Here’s a snapshot of what our immediate area looks like.Hunterdon, Middlesex, Morris, Sussex: $729,750 Warren County: $402,500 So yes, you can … Continue reading

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Something is better than nothing!

As I’ve always said about rates… a bird in the hand is worth two in the bush. Refinance now if you can especially now since rates really have nowhere to go but up… We hit the floor a couple weeks … Continue reading

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Rate Update:

Rates are still phenomenally low but have ticked up slightly over the last 2 weeks. “They” said when rates start moving up that would be a result of a strengthening economy. That would be great news but I don’t think … Continue reading

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Fed Meeting

Big Fed meeting TODAY. Comments to come out at 2:15 PM. Could move rates (direction unknown)… Keep a watchful eye if you’re in the market for a mortgage and stay in touch with me for up to the minutes quotes.

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Two attorneys and a CFP walk into a bar…

You would have thought one of them would have ducked! (it’s a joke) The consensus among the group I spoke to this evening is that there really is no better time to buy a home or refinance a house with … Continue reading

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8k credit has legs

Senate Committee approves 8k credit plus some other additions and passes it on for votes in Senate and the House. The new compromise would include a $6500 credit for buyers who aren’t first time buyers.

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$8,000 tax credit extended for some…

The US Senate Finance Commitee has already extended the 8k credit to the much deserved military personnel for one year until Nov. 30th 2010. Will this week’s meetings lead to an extension for the rest? Stay tuned.

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Got to be in it to win it!

A recent dip in interest rates has folks checking back to see what rate they can get. Almost everyone wants something just slightly better. Well, in this case good things don’t always come to those that wait. We know in … Continue reading

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This is not a commitment to lend. All rates, fees and loan terms are subject to a formal loan application, credit risk, appraisal evaluation and other lending criteria. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply.

Licensed Mortgage Banker - Licensed by the NJ Dept. of Banking & Insurance - NMLS #34973